LEGAL NOTICE

PRIVACY POLICY

THIS PRIVACY POLICY ("THE POLICY") APPLIES TO ANY PERSONAL INFORMATION YOU PROVIDE TO US ON THIS WEBSITE. PLEASE READ THIS POLICY CAREFULLY AS USING THIS WEBSITE INDICATES THAT YOU ACCEPT THE CONDITIONS SET OUT BELOW.

We, RONTEC Watford Limited ("RONTEC") control the personal data collected on this site http:// www.totalcard.co.uk.

We are committed to protecting your privacy during your visit. Any personal data you provide to us (such as your name, address, email address and telephone number) may be used in one or more of the following ways:

to respond to your queries or requests;

to administer your account and undertake any of our obligations to you;

to fulfil your order;

only where your prior consent has been obtained, to send you details of products or services which may be of interest to you.

RONTEC is owned by RONTEC Investments LLP, our affiliates, employees, agents and sub-contractors may have access to your information where necessary to undertake the activities mentioned above.

A "cookie" is information that identifies your computer to our server. For the avoidance of doubt, this information identifies a computer rather than an individual. We may use cookies from time to time to make accessing our site more convenient so you don't need to remember you username and password each time you enter. We may also use cookies to track visitors as they move around our site

We make every effort to maintain the privacy of your information and as such we have in place security measures so as to prevent unauthorised access, accidental loss and unlawful destruction of your information.

We have appropriate security measures in place that we believe will adequately protect your information.

You have the right to ask for a copy of any personal data we hold about you subject to the payment of a fee and adequate proof of identity. We will provide you with such details within 40 days of your request. You also have the right to require us to correct any inaccuracies in your information. Any queries regarding personal data we hold relating to you and additionally, any requests for copies or

rectification of such data should be sent by email to customercare@rontec.uk.com .

THIS LEGAL NOTICE APPLIES TO THE ENTIRE CONTENTS OF THIS WEBSITE. PLEASE THEREFORE READ THE CONDITIONS SET OUT BELOW CAREFULLY BEFORE USING THIS WEBSITE AS USING THIS WEBSITE INDICATES THAT YOU ACCEPT THESE CONDITIONS WHETHER OR NOT YOU REGISTER YOUR DETAILS WITH US..

Conditions of use of this website

1. The owner of this website ("the Company") has made all reasonable efforts to ensure that all information provided in or through this website is complete and accurate at the time of inclusion. However, there may be inadvertent and occasional errors or omissions, for which the Company apologises, but the Company makes no representations or warranties about the accuracy or completeness of the information provided in or through this website, including any hypertext links or any other items used either directly or indirectly from this website. The Company reserves the right to make changes and corrections at any time, without notice; it accepts no liability for any inaccuracies or omissions in this website; and any decisions based on information obtained from or though this website are the sole responsibility of the visitor. The Company accepts no liability for any direct, special, indirect, or consequential damages, or any other losses, damages or other liability whatsoever resulting from whatever cause through any person's access, or inability to access this website, or through the use of, and/or reliance upon any information obtained either directly or indirectly from this website.

2. No information contained in this website constitutes or shall be deemed to constitute an invitation to invest or otherwise deal in shares or ADRs of the Company, its parent company or any of its subsidiaries or affiliates.

3. Nothing contained in this website shall be deemed to constitute a legally binding offer to enter a contract.

4. Except as otherwise noted, the copyright in the documents contained in this website and all material created for this website belongs exclusively to the Company. No license, nor any other right is granted to any other person in respect of any related intellectual property rights. Duplication of such documents is authorised for private and information purposes only and any other duplication or use thereof is expressly prohibited.

5. Companies within the Company's group have their own separate legal identities but in this website "Group", "we" or "us" is sometimes used to refer generally to companies within the same group of the Company or where no purpose is served by identifying any particular company in that group.

6. While the Company endeavours to ensure that this website is available 24 hours a day, the Company will not be liable if for any reason this website is unavailable at any time or for any period. Furthermore, access to this website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond the Company’s control.

7. Other than personal information, referred to within this Policy, any material transmitted or posted by a visitor will be considered non-confidential and non-proprietary. The Company will have no obligations with respect to such material. The Company and anyone authorised by the Company will be free to copy, disclose, distribute, incorporate and otherwise use such material and all data, images, sounds, text and other things embodied therein for any and all commercial or non- commercial purposes.